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<h1><span style="color: #ffffff;" class="title_m">Disclosures &amp; agreements</span></h1>

<h2><span class="subtitle_l">Important Information</span></h2>
<p><span class="paragraph_m">Use these documents to learn specifics on Openbank's banking products and corresponding agreements and disclosures.</span></p>
<ul style="list-style-type: disc;">
<li><span class="paragraph_m"><a href="/assets/SB_US/en-US/documents/v1/US.OB.ONBOARDING.DIGITAL_BANKING_AGREEMENT.pdf" target="_blank" aria-label="Digital Banking Agreement" rel="noopener">Digital Banking Agreement</a></span></li>
<li><span class="paragraph_m"><a href="/assets/SB_US/en-US/documents/v1/US.E-SIGN.pdf" target="_blank" aria-label="Electronic Comms Disclosure (E-Sign)" rel="noopener">Electronic Comms Disclosure (E-Sign)</a></span></li>
<li><span class="paragraph_m"><a href="/assets/SB_US/en-US/documents/v1/US.PDAA.pdf" target="_blank" aria-label="Personal Deposit Account Agreement" rel="noopener">Personal Deposit Account Agreement</a></span></li>
<li><span class="paragraph_m"><a href="/assets/SB_US/en-US/documents/v1/US.ACCOUNT.PERSONAL.DEPOSIT.SCHEDULE.pdf" target="_blank" aria-label="Personal Deposit Account Fee Schedule" rel="noopener">Personal Deposit Account Fee Schedule</a></span></li>
<li><span class="paragraph_m"><a href="/assets/SB_US/en-US/documents/v1/OB_PromotionalAPY_PDAAA.pdf" target="_blank" aria-label="Personal Deposit Account Agreement Promotional APY Addendum" rel="noopener">Personal Deposit Account Agreement Promotional APY Addendum</a></span></li>
<li><span class="paragraph_m"><a href="/assets/SB_US/en-US/documents/v1/US.OB.ONBOARDING.PRIVACY_NOTICE.pdf" target="_blank" aria-label="Privacy Notice" rel="noopener">Privacy Notice</a></span><br></li>
</ul>
<p><span class="paragraph_m"><br>Additional documents applicable only to Verizon + Openbank Savings customers.</span></p>
<ul style="list-style-type: disc;">
<li><span class="paragraph_m"><a href="/assets/SB_US/en-US/documents/v1/OB_Verizon_PDAAA.pdf" target="_blank" aria-label="Personal Deposit Account Agreement Addendum for Verizon-Openbank Customers" rel="noopener">Personal Deposit Account Agreement Addendum for Verizon-Openbank Customers</a></span></li>
</ul>

<div class="sc-a5f73af5-0 kpsNBv">
<h2 data-testid="text"><strong style="font-weight: bold;"><span class="title_xl" data-testid="text">Get started&nbsp;</span></strong></h2>
</div>

<p><span class="paragraph_m">Access your accounts whenever and wherever you want.&nbsp;&nbsp;</span></p>

<ul>
<li><a href="https://www.openbank.us/banking/high-yield-savings-account" target="_self" title=""><span class="paragraph_s">High Yield Savings</span></a></li>
</ul>

<ul>
<li><a href="https://www.openbank.us/about-us" target="_self" title="">About us</a></li>
<li><a href="https://www.openbank.us/security-and-protection" target="_self" title="">Security &amp; protection</a></li>
</ul>

<ul><li><a href="https://www.openbank.us/online-privacy-policy/" target="_self" aria-label="" title=""><span class="paragraph_s">Privacy policy</span></a></li><li><a href="https://www.openbank.us/disclosures-library/" target="_self" aria-label="" title=""><span class="paragraph_s">Disclosures</span></a></li><li><a href="https://www.openbank.us/accessibility/" target="_self" aria-label="" title=""><span class="paragraph_s">Accessibility</span></a></li><li><a href="https://www.openbank.us/terms-of-use/" target="_self" aria-label="" title=""><span class="paragraph_s">Terms of use</span></a></li></ul>

<ul><li><a href="https://www.openbank.us/help-and-contact" target="_self" aria-label="" title=""><span class="paragraph_s">Help and contact</span></a></li><li><a href="https://learning.openbank.us/" target="_self" aria-label="" title=""><span class="paragraph_s">Step-by-step guides</span></a></li></ul>

Find information on Openbank's banking products, along with agreements and disclosures such as Digital Banking Agreement, Electronic Comms Disclosures & more.