HYSA Eligibility | Openbank by Santander

Who’s eligible to apply for a High Yield Savings account at Openbank?

In order to qualify:

  • You must be at least 18 years old
  • You must have an active U.S. mobile phone number
  • You must have a smartphone or tablet on which you can download and use the Openbank app – you'll be prompted to set this up as your trusted mobile device
  • You must be a U.S. Citizen or U.S. Resident Alien with a valid U.S. residential address
  • Your home ZIP Code must be within Openbank’s current service area, which is every state in the U.S. and the District of Columbia